So I called the Missouri board of cosmetology, got a very grumpy sounding man.
But Missouri has reciprocity with Alabama, so if I get my hairstyling licence in Alabama I can get it in Missouri with no waiting.
I might work in Alabama for a bit, but I dunno.
Tomorrow I'm going to see if I have to apply for the school first, or if I can see how much I can get in a loan, then see if my grandma will co-sign if it isn't enough, then figure out any other adult if she won't... which I'm not counting on, I bet my mom has talked about how I'm not going to stick with this.
Then Wednesday I'm going to try to ask my manager about switching to part-time or what my options are while I attend Xcell.
I assume I've posted how I want to attend Xcell for cosmetology, right? I never update this thing anymore, lol.
Since I want to move up there in two years, I'm excited... although if I can get my license and still work hard enough and get enough of a loan to where I can still save up money, I may try to move to St. Louis asap as soon as I graduate.... although I'm afraid that'll be a bad idea, I dunno. We'll see.
I just applied to a local credit union, just 'cause I want another savings account.
I dunno if I'll be accepted, when I deal with financial stuff I freak out and even if it's in plain english and painfully obvious I'm afraid I read it wrong, I had my friend Steve read it and he said it said as long as I lived in Jefferson County it would be fine, lol. I'm just so easily terrified of financial stuff.
I have a savings account with regions, but I want to save for school and possibly un-expected expenses with that one... and I want a seperate savings for the money I want to put away to move to St. Louis, which I'm hoping to do in 1-2 years.
I'm trying to be responsible about it, so I figure I'll need enough to cover moving costs, furniture and even maybe paying for the apartment for the first few months, as I'm looking at $620+ apartments. I really hope by the point I move up there Rob will be ready to get engaged by about a year, so I won't have to pay apartment costs for too long... and we can look for a house or split the money after that... but we still might just live in an apartment even if we got married before he graduated 'cause he thinks we'd have to move for him to get a job. We wouldn't have to, but he intends to, I feel.
I realize that's a lot of money to save up, so I figure it'll be about 2 years at about $250 a month, bare minimum... maybe more depending on if I attend Xcell academy and go into Hairstyling or something.
Wooh, I looked at my checking account and I had infinatly more than I thought I would.
So I'm using my tax return to pay off my credit card bill and my phone bill.
Then I'm going to use part of my paycheck to pay off my Macy's.
I'm determined to pay off my credit cards, work on paying off my student loan by my birthday, and then freeze my spending. Aka, Sadie won't be any fun anymore because she's determined to live on her own either here or in St. Louis, especially in St. Louis.
I may still use my Macy's, but I'm working on setting a budget so I'll only be buying things alloted in my budget, and only a little at a time... and whenever I pay for it I'm going to write a check immediately to cover what I bought. Basically, things for me to take to my own place whenever I get it.
Like towels and bedding. And those only when they go on clearance.
All the rest of the money is either going to school, or to savings for moving.
For those who know what I'm talking about, I was looking to do the "Premarital sex: I hates it" thing, but his background isn't working, so you can't friggin' see it now -_- I had to copy and paste into word to find it.